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URBRA PROTECTS YOUR RETIREMENT BENEFITS

Through its supervision role, URBRA identifies the related risks and lays strategies to mitigate them

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FREQUENTLY ASKED QUESTIONS –

The URBRA (Assignment of Retirement Benefits for Mortgages and Loans) Regulations 2022

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HOW TO FILE A COMPLAINT?

Get to know the procedure of filing a complaint.

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SCHEME MEMBERS ARE NOW ABLE TO USE UP TO 50% SAVINGS TO SECURE HOUSING LOANS AND MORTGAGES

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ARE YOU SELF EMPLOYED?

Start Saving as low as 2000/- with a scheme licensed by URBRA.

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Latest Information

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Who we are

URBRA is an autonomous body established by virtue of section 2 of the Uganda Retirement Benefits Regulatory Authority Act 2011, Act No. 15 of 2011. It is responsible for regulating the establishment, management and operation of retirement benefits schemes in Uganda in both the private and public sectors. The Authority is responsible for supervising institutions which provide retirement benefits products and services. URBRA is an oversight body and NOT a Retirement Benefits Scheme.

Vision

An effective regulator of an inclusive, secure and sustainable Retirement Benefits Sector

Mission

To regulate, supervise and promote the development of a stable and effective Retirement Benefits Sector.

Core Values

Proficiency, Integrity, Innovation, Transparency, Accountability

Our Slogan: Protecting your Retirement Benefits

Retirement Benefits Schemes

Key Information

URBRA Act 2011

This act established URBRA to regulate the establishment, management and operation of retirement benefits schemes in Uganda in both the private and public sectors.

Service Providers

i. Administrators
ii. Fund Managers
iii.
Custodians
iv. Trustees

List of licensed schemes

i. Umbrella Schemes
ii. Occupational Schemes
iii. Mandatory Schemes
iv. Others

Participating employers

Employers registered under Umbrella Retirement Benefits Schemes

Schemes for Individual voluntary savings

Retirement Benefits Schemes with products open for the self employed, and informal sector workers

Scheme Members Rights

Members are entitled to certain rights under both statutory and common law of trusts.
Most Members of schemes do not know their rights.

Financial Disclosure for Schemes

All schemes should uphold the best practices of financial reporting and promote transparency and accuracy in reporting.

Frequently Asked Questions

Questions and Answers to common questions in regard to URBRA and the retirement benefits sector

Glossary

Alphabetical list of key terms relating to the Retirement benefits sector.

Key Retirement Benefits Sector Statistics
as of 30th June, 2025

Assets under Management
0
Trillion

Sector Coverage Ratio
0
%

Schemes for Individual voluntary savings
0

Custodians
0

Licensed Fund Managers
0

Licensed Administrators
0

Licensed Retirement Benefits Schemes
0