INSIGHT: Building Your Retirement, Beyond the Bank Balance

INSIGHT: Building Your Retirement, Beyond the Bank Balance Discussions about retirement planning often focus on financial matters – saving, investing, accessing retirement benefits. The non-financial aspects, are often ignored. Retirement carries excitement, fun, and freedom but can also bring disorientation and disenchantment regardless of how much money one has. While finances are important, they are […]

UGANDA USHERS IN A NEW ERA FOR PUBLIC SERVICE PENSIONS

UGANDA USHERS IN A NEW ERA FOR PUBLIC SERVICE PENSIONS Uganda’s retirement benefits system has undergone substantial changes in the last ten years, key among them, significant shifts in the size and scope of the Public Service. For decades, public servants were covered by an unfunded, non-contributory pension scheme under the Pensions Act, Cap 89, […]

The Three Pillars of Holistic Retirement Planning

The Three Pillars of Holistic Retirement Planning Holistic retirement planning goes beyond saving money—it’s about harmonizing your financial goals with your overall well-being. It balances today’s enjoyment with tomorrow’s security, ensuring that every stage of life remains meaningful and fulfilling. True retirement readiness integrates three essential pillars: finances, health, and relationships for rewarding life after […]

Spotlight on Uganda’s Growing Challenge of Unclaimed Benefits

Spotlight on Uganda’s Growing Challenge of Unclaimed Benefits Unclaimed retirement benefits remain a key challenge in Uganda’s retirement benefits sector, with billions of shillings tied up in schemes instead of reaching members and their families. At the heart of the problem are unallocated contributions—money remitted by employers but never linked to individual employees. The National […]

New Public Service Pension Fund Rolled Out: Key Questions Raised

New Public Service Pension Fund Rolled Out: Key Questions Raised The Ministry of Public Service and Uganda Retirement Benefits Regulatory Authority (URBRA) conducted a sensitization workshop on 9th and 10th September 2025 for Commissioners and Human Resource heads across Ministries, Departments, and Agencies (MDAs). The sessions focused on the forthcoming transition from the current Public […]

RETIREMENT SAVINGS CALCULATOR

Current Age
Retirement Age
Years to Retire
Regular Contribution
No. of Contributions
Annual Contribution
Annual Interest Rate (%)
Amount at Retirement