Spotlight on Uganda’s Growing Challenge of Unclaimed Benefits
Spotlight on Uganda’s Growing Challenge of Unclaimed Benefits Unclaimed retirement benefits remain a key challenge in Uganda’s retirement benefits sector, with billions of shillings tied up in schemes instead of reaching members and their families. At the heart of the problem are unallocated contributions—money remitted by employers but never linked to individual employees. The National […]
New Public Service Pension Fund Rolled Out: Key Questions Raised
New Public Service Pension Fund Rolled Out: Key Questions Raised The Ministry of Public Service and Uganda Retirement Benefits Regulatory Authority (URBRA) conducted a sensitization workshop on 9th and 10th September 2025 for Commissioners and Human Resource heads across Ministries, Departments, and Agencies (MDAs). The sessions focused on the forthcoming transition from the current Public […]
Behind Closed Doors: Exposing the Invisible Scars of Financial Elder Abuse
Behind Closed Doors: Exposing the Invisible Scars of Financial Elder Abuse Within the African – and by extension the Ugandan – cultural context, a great deal of honor is conferred to the pillars of our respective families and communities – aunts, uncles, parents, and grandparents, whose love and wisdom are the backbone of our growth […]
BALANCING RISK AND RETURNS: INVESTMENT TRENDS IN THE UGANDA RETIREMENT BENEFITS SECTOR
BALANCING RISK AND RETURNS: INVESTMENT TRENDS IN THE UGANDA RETIREMENT BENEFITS SECTOR For yet another year, investments in the Retirement Benefits Sector were characterised by caution and conservatism, with about 80% of the portfolio in government securities. For those watching investment trends, it may sound like a truism, but for curious minds seeking to see […]
APPLICATION OF ESG IN RETIREMENT BENEFITS SCHEMES FOR SUSTAINABLE INVESTMEN
APPLICATION OF ESG IN RETIREMENT BENEFITS SCHEMES FOR SUSTAINABLE INVESTMENT Sustainable investing is rapidly transforming the global financial landscape, and the retirement benefits sector is no exception. Lisa Betty Oyella, CFA, during a stakeholder engagement on June 26, 2025, gave insights for integrating Environmental, Social, and Governance (ESG) factors into retirement benefits scheme (RBS) investments […]
FOCUS ON CURRENT NEEDS WITHOUT LOSING SIGHT OF RETIREMENT GOALS
FOCUS ON CURRENT NEEDS WITHOUT LOSING SIGHT OF RETIREMENT GOALS Uganda celebrates International Labour Day under the theme “Consolidating the Gains of the Parish Development Model for Increased Productivity and Inclusive Job Creation.” The Uganda Retirement Benefits Regulatory Authority (URBRA) commends the hardworking citizens who are driving the nation forward through their innovation, dedication and […]
Breaking Barriers: How Karamoja Women Are Reshaping Their Future Through Economic Empowerment
Breaking Barriers: How Karamoja Women Are Reshaping Their Future Through Economic Empowerment In the heart of Karamoja, where tradition runs deep and the challenges for women are immense, a quiet revolution is unfolding. Sophie Betty Okwir Nanyo, a resilient woman living and working in Moroto as a miner and small-scale farmer, is part of a […]
The Importance of Sensitizing Lawyers on the Retirement Benefits Sector
The Importance of Sensitizing Lawyers on the Retirement Benefits Sector Retirement benefits are a vital aspect of financial security, ensuring that individuals have the necessary resources to live comfortably after they stop working. However, many retirees find themselves in a challenging situation when they fail to access their benefits, often seeking legal assistance to resolve […]
KEY CONSIDERATIONS FOR WOMEN TO IMPROVE THEIR RETIREMENT PROSPECTS
KEY CONSIDERATIONS FOR WOMEN TO IMPROVE THEIR RETIREMENT PROSPECTS Uganda joined the rest of the world to commemorate International Women’s Day – Saturday March 8th, 2025. The theme, accelerating action for gender equality, calls for reflection on the forms of inequality, what implications they have for women, and solutions to mitigate the negative effects thereof. […]
AVOIDING PITFALLS: COMMON MISTAKES IN RETIREMENT PLANNING
AVOIDING PITFALLS: COMMON MISTAKES IN RETIREMENT PLANNING On November 19th, 2024, a webinar hosted by the Uganda Institute of Banking and Financial Services (UIBFS) in collaboration with the Uganda Retirement Benefits Regulatory Authority (URBRA) provided valuable insights into the common mistakes many people make when planning for retirement. The event, part of the annual awareness […]