STRATEGIC PLAN FY 2025/26–2029/30

Theme: Harnessing Retirement Savings for Sustainable Socio-economic Transformation

The Uganda Retirement Benefits Regulatory Authority (URBRA) has developed its third Strategic Plan to deepen sector reforms and expand pension coverage, especially among Uganda’s largely informal workforce. This five-year roadmap is aligned with Uganda Vision 2040, NDP IV, and the Sustainable Development Goals.


Our Vision

To be an effective regulator of an inclusive, secure and sustainable Retirement Benefits Sector.


Strategic Goal

Promote the stability, security, and good governance of the Retirement Benefits Sector, addressing key retirement needs:

  • Efficiency

  • Sustainability

  • Coverage

  • Adequacy

  • Security


Strategic Objectives

  1. Strengthen regulation and supervision
    URBRA aims to enhance sector oversight, ensure compliance, and protect member interests through a proactive, risk-based regulatory approach.

  2. Improve supervisory efficiency and effectiveness
    Focus is placed on internal process optimization, ICT-driven operations, governance, staff capacity building, and streamlined service delivery.


Priority Focus Areas

  • Retirement Benefits Sector Growth: Increased savings and expanded coverage

  • Robust Regulatory & Supervisory Framework: Modernized standards and enforcement

  • Operational Efficiency: Improved service turnaround and resource utilization


Expected Strategic Outcomes

By FY 2029/30, URBRA targets:

  • 📈 15% annual asset growth

  • 👥 Sector coverage increased to 22% of the labour force

  • 📊 Retirement assets to GDP ratio raised to 17%

  • 🤝 Stakeholder satisfaction improved to 90%

These outcomes will be realized through strengthened institutional capacity, legal reforms, digital transformation, and inclusive policy implementation.

RETIREMENT SAVINGS CALCULATOR

Current Age
Retirement Age
Years to Retire
Regular Contribution
No. of Contributions
Annual Contribution
Annual Interest Rate (%)
Amount at Retirement